Future Self, How Does It Feel to Have $1 Million?

6/18/2048

June 18, 2048

Dear Future Self,

Happy 65th birthday! If all has gone according to plan, we have $1+ million sitting in an IRA. You're welcome.

Joe

P.S. I really hope the Chargers have won a Superbowl by now.

For anyone reading this website, you can follow along on the progress to $1 million by viewing my Google Sheet here.

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Retire on Rewards
1. Open Accounts
2. Accumulate Rewards
3. Redeem Rewards for Cash
4. Invest Cash in ETFs
5. Retire with $1MM
My Progress Update
$60,000 as of 9/30/2019
$1,000,000 by 2046

About Me

I'm an entitled millennial so I want to live a lavish lifestyle but not necessarily pay for it. I'm only sort of kidding. As a result of my lifestyle ambitions, I learned how to "game" the system of airlines, hotels and credit card rewards to travel the world and stay in luxury hotels for free. Then I turned 29 and realized I had not saved a dime for my retirement. "Retire on Rewards" is my financial experiment to save $1 million by age 65 by only saving money from redeemed rewards.